Digital Coin

Crytocurrency and Financial News on Tech Giants


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How Blockchain Works

Blockchain is a digital ledger that records every transaction. Each transaction is digitally signed and encrypted to ensure safe transactions.


Safe and Secure

Digital Coin is the ideal and the most secure platform to mine cryptocurrency. We have the best coders in the world to ensure the safe transactions.


Digital Currency Market Values

The value of the digital currency is increasing day by day. Most of the digital currencies have increased thousands of dollars in value.

Latest From our Blog

6 best practices for Saas billing

1) Efficient Time Management

All of us accept that time is the most important product. Manual billing requires long periods of work and the undertaking is unpredictable and understandably subject to mistakes and human errors. Be that as it may, with subscription billing automation, you will see a return on your venture in a flash from time saving alone, permitting redeployment of assets and resources spent on billing to other strategic focus regions.


2) Prevent Revenue Leakage

Numerous companies utilizing manual billing procedures experience revenue leakage. They give a service yet don’t get compensated for it. Purposes behind this range from not having a procedure to remind clients about up and coming payments, postponed instalment requests, checks and updates about lapsed Master cards, warnings of declined charge cards and so forth. An effective dunning management framework can recuperate 1-4% of spilled revenue. From a SaaS point of view, we can see that services offered by your organization can incorporate progressing specialized and technical help and ceaseless access to web interfaces and much more.

3) Always have Insight

High-level reporting and speedy insights are significant for each executive. With a subscription management framework, the organization can survey and analyse financial execution, which can be from week to week, month to month or even year to year, get to month to month repeating revenue investigations and income patterns, screen customer action, or track lost payments or deferred revenue. Beside subscription measurements, there are different SaaS measurements you should look into as they may be useful to automate your reporting. A cutting edge modern subscription billing and management stage helps you by tracking all the significant information and gives you a chance to settle on better business choices progressively.

4) Rate Reductions

It costs more to gain another customer than hold a customer that you already have. In contrast to manual billing strategies, an automated billing stage can give notices to recover revenue and distinguish risks and chances in an opportunistic and timely way to dodge customer cancellation.


5) Quick pricing changes

Product and service pricing can vary for an assortment of reasons. Companies that are expanding will in general alter their pricing techniques all the more and the procedure of price changing can be long and baffling, particularly on the off chance that you are managing various currencies. Automated billing stages enables you to construct another pricing catalogue in 1-2 minutes, without crushing the spirits of your finance team. Being deft enough to adjust to market changes and customer inclination or preference changes makes for a solid upper hand in competition.

6) Revenue Recognition

Another significant advantage of using an automated billing framework is that it will consequently deal with your revenue recognition. Revenue recognition turns out to be significantly more perplexing and hard to oversee for a repetitive billing business. Earned and deferred revenue are significant measurements of business execution and consequently are basic measurements to provide details precisely and progressively.


It is everyone’s dream to get a car, either be a brand new one or a pre-owned car. You know that the car even if it is pre-owned is just the best for you as it comes with all the features you love and the mileage is also great. But you do not have the money, and thinking if you will be able to fund the car with the help of a loan? The answer is Yes! With just some few simple steps you can have yourself a pre-owned car with the help of a loan.

Choose your car

A pre-owned car is most of the times damaged beyond repair. It is best to go to a reputable dealer who has a good track record of selling pre-owned cars. If you are not able to find a good dealer, go online, or find out about them among friends and family. Select a car that you think is best suited for you and your family. When you take a loan to try to keep all the basic information about the car like model, price and your income details handy to proceed.

Apply for the loan

Go online and contact the bank about the loan. Try to get more information on the procedure. If you are not able to find an online application form. You will have to personally go to the bank with all the required documents to apply for the loan. After Applying it is up to the bank to decide if you are eligible to get the loan according to their criteria. To get more information on bank loans search for credit union in Jacksonville, FL.

Finalize the loan

Now that you have applied for the loan make sure that all the documents you provide are legitimate. Also, know about the Rate of interest, the tenure, processing fee and EMI details. Also, ask the bank about payment charges and option and select the one that sits best in your budget.

Submit the documents

Now that you have been selected, the bank needs to take this process a bit further by looking at your documents. These documents that they generally ask for IDs, proof of address, etc. You will have to submit the copies of the same to the bank.

Go get your car

Getting a car loan does not require a lot of time, especially if you have a good bank image. The process is also very simple, and it is up to you take the full possession of the car after paying out your loan. Not all banks provide with a used car loan and it is better to ask your bank if they can provide you with the loan for the same.

Things To Know About GIC

To know about GIC, the first thing that you need to know is what is GIC. GIC stands for Guaranteed Investment Certificate. It is a safe and secure investment where there is very low risk involved. The best part about GIC is that you do not have to worry about losing the money that you have invested. In this article, we will see in detail about the important things that you need to know about GIC.

The basic

GIC works like a savings account. You will have to deposit a particular amount in it, and you will earn the interest on the money that is deposited. The most important thing that you need to know is that you have to leave the money for a particular period of time. Withdrawing the money from the GIC account will lead you to pay the penalty. The GIC works in such a way that you come to an agreement with the bank stating that you will deposit the money in the bank for a particular period of time. It might vary from a few months to a few years. The longer the money stays in the account, the interest will be higher.

The minimum investment

One of the most important things that you need to know when it comes to GIC accounts is that the minimum deposit that you can make is five hundred dollars. Anything less than five hundred dollars will not be accepted in a GIC account.

The fees

We all know for a fact that for most of the investments there will be a minimum operational fee. But when it comes to GIC, there is no fee involved. This is one of the biggest advantages when it comes to GIC.

The interest rate

The interest of GIC is purely dependent on the term of deposits (six months, one year, two years and max up to five years). The term will end on the date of maturity. The Gic rates will be higher for longer terms. In very few instances, there will be variable interest rates.

The payment method

The interest on the deposit that you have made in your GIC can be paid differently. It can be paid on a monthly basis, yearly basis or on the maturity date.

The tax for interest

The interest that you will be getting out your deposit in your GIC is taxable. But if you are holding the GIC is accounts like RRSPs, RRIFs and TFSAs you need not pay the tax for the interest that you will be getting. If the GIC is being held in any other account, you might have to pay the necessary taxes.

The interest rate

Most of GICs have a fixed interested rate. So everyone will be clear about the final amount that they will be getting. There are a few GICs that have a variable interest rate. It is entirely based on market fluctuations.


In business culture, it is important hiring a consultant who can provide his expert advice to gain an outside perspective that can allow the business to save time, money, and also help increase their competitiveness and professionalism. IT Consulting Companies or IT Consultants always have to keep up with the ever-changing trends which ensure they keep themselves relevant in this competitive environment, and IT consultant can help you guide your company to being more efficient and help increase your ROI.


Focus on core business functions

Employees can perform well when they can focus on their competency and know that they are beingproductive in working environment. Any distracting task or trying to understand technology has real costs. An IT consultant can help you and your employees focus on what they do best and increase their focus on their core job.


Enjoy help from a specialist

Having an IT consultation can be great when you need cloud solutions fixed right away as their expertise in technology and development always come in handy.


Get an outside take on your operations

An IT consultant can lead a new perspective into operations and also can take their advices into perspectiveto increase growth and improve efficiency of your company.


IT consultants can be called when your are in an issue for a specific time. This is cost effective as you do not have to depend on them always but can contact them when you need and pay for the help they provide for the time.


Increased security

A consultantcan provides you with good cyber-security and conduct assessments on your network to make sure that all the security protocols are established. They can also train your employees to identify any security threats or viruses.


Improve productivity and efficiency

IT consultants are experts at new technologies and they can range from file servers, central databases, mobile platforms, and many more. By contacting them you can benefit from all these technologies and learn how to plan, manage these the right way.


Experience and expertise

Due to their expertise and efficiency in working with many businesses IT consultants can provide you with solution best for your company that can help you to avoid any mistakes in the possible future.

Access to a wider breadth of knowledge

A consultancy provides you with access to cybersecurity, cloud migrations, mobile platform etc. which help your business work more efficiently.


Attract and retain employees

Startup tends to give their employees more than what they have bargained for, and this might hinder their efficiency, which will result in your employees moving to another company. By hiring an IT consultant they advice you against this practise as your employee needs to be challenged in work environment.


Myths About Coupons

Coupons in today’s world of purchasing commodities play a significant role as they are benefiting both the consumers who want to spend less and also the stores who want to get rid of the short shelf life products. Coupons are small bits of papers ordinarily found in newspapers carrying discounts over various products. There are multiple newspapers which offer coupons in them for the sole reason being that the conglomerates who want the faster sale of their products pay more to the newspaper agencies to have a section of coupons of their commodities in them. Today we are able to get coupons from various sites and mobile apps. It has become way easier for people to get their hands on checks unlimited coupons, offers, coupon codes as it is available for everyone.


One of the essential fact which not many people know is that not every coupon which helps sell a specific product can be used at any store. Some coupons are store-centric and thus can be only used at a particular outlet on a specific product. With all the coupons which are in circulation in today’s world, there are bound to be some rumours about it which over time turn into myths thus hindering peoples judgement related to various aspects. To help put your mind at ease, we have found the most common myths and are jotting them down below so that you can use coupons again without any second thought.


  1. It is commonly said that coupons only save a few dollars and are not worth the time but in reality getting used to this process of collecting and using coupons regularly can be extremely beneficial. The process is a long time process and over time does save a ton of money. One phrase which aptly fits this situation is “Good things take time”.coupons


  1. It is a general assumption that more the number of coupons a person has, the better discount they will receive. This one myth is not entirely accurate, as the phrase “Smart Couponing” has taken over the purchasing industry by storm in which specific coupons when aligned with each other though not much in the paper count can still help a person get better discounts.


  1. People assume that the time that takes to collect coupons is a lot and thus making it not worth it. On the contrary, merely going through your favourite coupon blog while travelling or going through the paper while performing other tasks at home or anywhere else can help you catch up to the new coups and collect them, thus assuring you spend less and also save your precious time.freecoupons


  1. A common myth why some people dislike coupons is because usually, the coupons collected are for different stores thus making it hard to save more amount of money at a particular store while shopping. In reality, this is true, but you could find the silver lining in this too by collecting all the coupons which you could use in a specific store and use them at once, as even you have a personal life and can’t be running around from store to store. Hence saving them over time and using them at one go can be extremely beneficial and lead you towards getting better discounts than you could imagine.


  1. The common assumption of some people has reached such a peak that they considered that only the poor use “Coupons”. The truth of the matter at hand is that a study has proven that most of the people who use coupons are between the middle class and the upper class, thus shattering this myth into non-existence. Coupons are not just for the poor, as no matter if a person is financially capable or not, who wouldn’t want to save money every time they go out grocery shopping.

Benefits Of Affiliate Programs

An affiliate program is basically an automated advertising campaign which would help you in promoting our products and services. The affiliate programs are one of the most powerful ways of marketing products and services online. The beauty behind the affiliate programs is that they help in building an army of sales representatives online without investing a huge amount of money. Affiliate programs can actually be cost effective. When you are paying only commissions on the occurrence of your desired conversions then you are actually saving a lot of money. You can check the internet for the highest paying affiliate programs list and become an affiliate easily. Below are a few of the most important benefits of affiliate programs:

Low entry cost

The best thing about affiliate programs is that you don’t have to invest a huge amount to acquire its benefits. There are many marketing techniques and online ads which are attached to some amount of starting cost. However, with affiliate programs, you don’t need to invest huge amount for start-up. All you are required to do is to have a good website along with purchasing a good and reliable affiliate solution. You are not required to incur any other costs before your advertisements start paying off.

Save a remarkable amount of money without having a sales staff

If you are investing in affiliate programs then you can actually avoid the cost of paying your sales staff. You are just required to place the sales responsibility on your affiliate’s shoulders. You will save a lot of money as you don’t have to pay if your sales aren’t taking place. Therefore, you get to save a remarkable amount of money without having a sales staff.

Pay your affiliate only if advertisements work

The best and most essential thing about affiliate marketing is that you would never have to pay for the advertisements which don’t bring sales. You are just required to pay your affiliate only if there is the delivery of quality traffic.

Free extra traffic

The advertisements which your affiliate would be placed on their websites would be bringing you traffic. However, only a part of that traffic would result in sales. Therefore, you are going to get the additional website views actually for free. This means a bonus along with the sales which your affiliates are giving you.

Easy tracking

Like the other kinds of internet marketing strategies, such as website creation and email marketing, one of the benefits of affiliate programs is the fact that they can be easily tracked. In affiliate programs, you can easily see certain things such as views of your website and click-through rates as a result of the customer viewing the affiliate web page. This is basically an essential part of building effective affiliate marketing strategies as it allows us to see which of the affiliates works and which of them don’t work. Moreover, it also allows us to know how we are performing on the various affiliate websites, having various marketing tools, like through a link placement or banner ad. This is very helpful as it helps us to determine which of the mediums are more effective so that we can continue investing in them only.

Ways To Avoid Debts – Digital Coin Mysterious Guide

Debts are not assets that you can keep forever. It is better not to have them; if you have already fallen into that trap, then it is necessary that you go that extra mile to clear the debts as early as possible. In some countries getting out of debt is comparatively much easier. For example, there are some firms that offer low interest debt consolidation plans in Singapore which helps the people to get out of debt easily.

The saying “prevention is better than cure” is very suitable when it comes to debt. Rather than taking steps to clear the debts, it better not to get into the situation. In this article, we will discuss the ways how not to get into debts.

Proper financial planning

You know how much you are earning and you know your spending capacity more than anyone else. So make sure that you plan your finances properly and stick on it. Remember that there are always situations where you might not be able to follow the exact plan. But it is your duty to make sure that you give your best and stick on to it. For example, you might come across something that is quite affordable. But just because it is affordable, it does not mean that you have to buy it.

Save a part of your income

One of the necessary things that you need to do is start saving. Make it a practice to allocate a particular amount in your earnings to savings. This is actually one of the important practices that are missing out in today’s generation.  The money that is saved can be either used for investment purpose, or it will come in handy in times of urgency. This practice not just keeps you out of debt; it contributes a lot to your future.  From this moment start saving as much as possible.

Avoid unnecessary expenditure

This is actually one of the important things because what some people see as necessity is unnecessary to others. At the end of the day, it all burns down to the perspective of the person. Leave aside what others will think; you know whether you want it and whether it is necessary.  If it is necessary, proceed further and buy it. If not it works the other way around.

Proper insurance payments

The most common sudden expenditure is either health-related or vehicle accidents. Yes, we do accept the fact that they cannot be predicted. But we can be prepared for it by properly paying the health and vehicle insurance. If at all something unexpected happens, there is no need to worry. The insurance company will take care of the expenditure. So make sure that the amount that you need to pay the insurance provider is properly paid.

Do not opt for expensive things

There are a lot of things in which you do not need to opt for the expensive stuff. For example, if you are going on holiday, you can stay in a comfortable room. But it is not necessary for you to stay in a five-star hotel. The main purpose of the holiday is to have fun and not to spend money. This does not mean to compromise on the quality factor, it means to give more importance to the affordability factor.

Best Studio Speakers for Beginners

The quality of sound of the studio speakers always depends on its constructions and drivers. This implies that when you need the best studio monitors, you need to select carefully for the ideal speaker that will suit your needs. If you are buying studio speakers on a budget, compact speakers are more reliable and ideal for use in limited spaces. We have selected you some of the best selling and top rated best studio speakers for beginners to try out.

KRK 5 Generation 3-Powered Studio Monitor

This is a very powerful set of speakers that will suit your needs. The speakers deliver high-frequency that will adjust to tailor your personal taste. Other than this, the monitors are also compact, which implies that they will take the least space in the studio. The monitors also provide large headroom and low distortion due to the Bi-amped class A/B amplifiers. They are also durable monitors that will provide long-term service due to the rugged construction; hence one of the best studio speakers for beginners. Lastly, the speaker also offers pristine clarity plus extended response due to the soft-dome tweeter.

Edifier Powered Bookshelf Speakers, R1280T

This is another powerful set of studio speakers that will serve you longer. They are easy to operate since they use the wireless remote control, which makes it elementary o regulate the volume and base. Other than this, the speakers use the dual RCA inputs to allow for seamless connection to different devices. The quality and durable speakers feature the 4-inch bass driver with calibrated and flared bass reflex system. In addition to this, it also has the digital signal processing plus dynamic range control to reduce the distortion.

JBL Professional Studio Monitor, LSR305

Do you need the best sound system with less distortion in the studio? In case you do, this is a powerful and excellent studio speaker that will serve you accordingly. It has a compact design, which makes it ideal for limited rooms. It also has the broad sweet 3-spot series speaker drivers, which greatly enhances the quality of sound. Other than this, it is a budget-friendly speaker that you never wish to miss.

Mackie Studio Monitor

Here is a great studio speaker that will provide you with a full range of multi-media. This is because the speaker has an ultra-wide frequency, which makes it excellent for all users. Second, to this, the speaker also has the studio quality design. This brings about enhanced sound performance that crates excellent entertainment. It also has the professional grade that delivers optimized sonic performance.

Edifier Bluetooth Bookshelf Speakers, R1700BT

With this quality and powerful Bluetooth speaker that will serve you better. It allows for seamless connection with different devices like phone, computer, and tablets among others. Secondly, the speaker comes with a powerful remote control that allows for easy switch input sources. Due to the classic wood finish, the speaker will serve for longer and also brings out that sophisticated look.  These are the best studio speakers for beginners that you will find great for your studio. They deliver crystal clear sounds with less distortion; hence the best picks. They are also durable speakers that have been constructed from durable material to serve for years.


Different Types of Cryptocurrency

Cryptocurrency is an asset designed to work as a medium of exchange. It uses strong cryptography to secure verification of assets and also to verify financial transactions. The owners of the cryptocurrency are not identifiable but the transactions that take place are available in the blockchain.

Cryptocurrencies exist outside the existing banking systems, and the transactions take place over the internet. It uses decentralization way of controlling the currency. This way each currency works through distributed ledger technology, typically a blockchain which serves as a public financial transaction database. Cryptocurrency are of various types such as,


1) Bitcoin(BTC) –

Bitcoin was the first cryptocurrency to emerge. It is completely based on the SHA-256 Algorithm. The transactions that take place using bitcoins are irreversible and charge very less processing fees. The smallest augmentation of a Bitcoin is called as Satoshi. It is named after the original whitepaper author Satoshi Nakamoto. Bitcoins in current times is the most trusted form of cryptocurrency. Once the bitcoin blockchain is complete users can circulate the coins that still exists in the community.


2) Litecoin(CTC) –

Litecoin works on Scrypt Encryption Algorithms which is contradicting to SHA-256 that is used by Bitcoin. The quantity of litecoin available for mining and circulations is nine times more than the quantity of Bitcoin. It has a simple cryptographic algorithm which makes the block generation 4x faster. It was used in recent times for a cross chain swap which allowed all its users to swipe currencies directly using smart contracts, without the need for a middle party for an exchange.



3) Ethereum(ETH) –

Ethereum’s platform enables smart contracts and distributes applications to be built and operated in low time. The applications on Ethereum are conducted on its own platform using specific cryptocurrencies tokens called “Ether.” It is used as a means of transportation around the Ethereum system. Ethereum could even be used to create Blockchain applications and new tokens. It has a market capitalization of $4.46 billion and stands second rite after Bitcoin.


4) Zcash –


Zcash is a decentralized and open source of cryptocurrency launched in 2016. It offers privacy and confidential transactions to its traders. It gives the option of shield transaction which allows content to be encrypted using advanced cryptographic procedures or zero-knowledge proof structure called as zk-SNARK developed by its team.


5) Ripple(XRP) –

Ripple is a real-time worldwide settlement network that provides instant, certain and low-cost international payments. It has a currency capitalization of $ 1.6 billion. Unlike bitcoin and altcoin, ripple does not require any form of mining and this form of currency can only be acquired by buying the currency from various exchanges. The plus point about ripple is that it is backed up by many financial institutions and Banks.


Advantages of Cryptocurrency

Cryptocurrency has revolutionized the banking system in today’s world. The form of transactions that take place on this is based on the internet and are confidential in nature. These transactions can be performed at any time and are universally accepted.

Cryptocurrency uses blockchain technology to secure its transactions and keep everything anonymous. Cryptocurrencies are either mined for or are accumulated by solving complex algorithms. They can be used for various reasons and can be even exchanged for physical money. Due to such fewer regulations and simply transactions, there are many advantages of cryptocurrencies such as,


1) No Form of Fraud –

As Cryptocurrency transactions take place over the internet, there is no possibility that any other person can counterfeit it. Neither like cash that can be easily stolen nor like credit cards that can be taken and can be used lavishly, cryptocurrency does not exist in the physical format.


2) Lower Transaction Fees –

Currently, there are no transaction fees that are charged by suing cryptocurrencies as the miners for cryptocurrencies are charged by their network providers. It is widely considered that in the coming future people are going to use third-party contractors such as Coinbase, to carry out the cryptocurrency transactions and then the transactions charges will be charged by these private firms. Unlike banks that charge a hefty amount of transactions fees, currently, cryptocurrencies are free of transaction charges and are easy to use.



3) Immediate Settlement –

Unlike buying a property that involves many types of people in the transaction which usually tends to delay the process, cryptocurrency transactions take place directly over the internet cutting out the fees of the middleman. The transactions that take place using cryptocurrencies take place instantly, and once transactions are completed they cannot be reversed or stopped no matter for any reason. Thus one must be very careful while dealing in cryptocurrencies.


4) Access to Everyone –

Every single person who has access to the internet can mine for cryptocurrencies. There are not may requirements to own any form of cryptocurrencies. As the mining and transactions take place on the internet, it makes it accessible for everyone.



5) Identity Theft –

Cryptocurrencies use a “Push” form of mechanism for transactions that allows a person to send the exact amount to the receiver without disclosing any kind of information to them. It is entirely anonymous, and even the identity of the sender cannot be known until they disclose it to a person before making any transactions.


6) Universally accepted –

Cryptocurrencies do not operate based on international banking regulations. Thus the change in the value of the paper bound currency from nation to nation does not affect cryptocurrency in any form as it exists only virtually.  As it operates on a universal basis thus, it makes transactions very easy.